The Miami-Dade County is the most populous county in Florida and is also one of the most beautiful in the United States of America. The unfortunate fact is that the Miami-Dade County has almost double the crime rate of the entire Florida average, at a staggering 69 crimes per 1000 residents. Therefore, it becomes absolutely vital to acquire home insurance.
According to statistics, the majority of crimes in the Miami-Dade County are related to property. In fact, there are almost 57 property crimes per 1000 Miami-Dade County residents. You have a 1 in 18 chance of being victim of a property crime in the Miami-Dade County.
- Key Biscayne
- Miami Beach
- Miami Gardens
- Miami Lakes
- North Miami Beach
- Opa Locka
- Palmetto Bay
Therefore, with such a high property crime rate, it is absolutely vital to acquire home insurance. While it may be a luxury in many other counties, it is an absolute necessity in the Miami-Dade County. Despite the crime rate, it seems that many Miami-Dade County residents do not have adequate home insurance. Therefore, it is advisable to get more cover than you need.
When choosing your home insurance policy, always make sure you are completely covered. While you may pay more, it will properly cover your property, personal or otherwise. If you want to reduce your premiums, it is advisable to install a home security system, join the neighborhood watch and/or hire extra security. While this may cost you a bit more, it will ensure complete protection, as well as reduced premiums.
If you live in the Miami-Dade County, ensure that you have more than adequate home insurance. If you have a basic home insurance policy, we highly recommend you upgrade your policy or get more coverage. You may be paying more every payment period but it is better to be safe than sorry. In case your property is damaged or your personal property is stolen, you will be reimbursed to quite a significant degree.