When buying homeowners insurance, ask around for assistance
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Buying homeowners insurance is an important decision. Thank goodness there are plenty of people to help make it.
Among the helpers are:
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What does homeowners insurance cover?
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Buyers of homeowner insurance usually have to start at the very beginning: What does homeowners insurance cover? The answer is more than you think—and sometimes less than you think.
Don’t overlook details about homeowners insurance policies
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As they say, the devil is in the details and this is true about homeowners insurance policies. Learning after a calamity that a policy does not cover what a homeowner thought it covered is, indeed, devilishly bad.
Homeowners insurance for a first-time home buyer is a really big deal
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Homeowners insurance for a first-time home buyer is an adventure the same way walking a metal girder 20 floors above ground is an adventure. Each step should be taken carefully.
Cheap homeowners insurance is cheap for a reason
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Cheap homeowners insurance is like cheap anything else: of questionable value.
Anything sold for considerably less than a peer product probably is of lesser value. Either the product’s materials are not of comparable quality, or workmanship is suspect. Of course, perhaps a producer does not plan to be in business long and simply priced a product low without hope of exacting any profit from it. Concerning this last possibility, a word to the wise: Be wary of producers who give away their products.
