Jacksonville, Florida — When searching online for a new Florida Homeowners Insurance policy it is probably a great idea to understand the all of the pieces that make up your future home policy.  We offer consumers the change to review various homeowners terminology to insure Floridians know what they are buying. 

You should understand definitions like deductible, claims, flood insurance, and know the basics of underwriting.  What makes homes in certain areas riskier for insurance companies.  Do you live near the ocean, do you have a intra-coastal home, and do you have a dog?  All of these factors can change your rates on homeowners insurance. 

Feel free to review the various terms we have on the Premier Homeowners Insurance Website.  We hope they will give you a better understanding of the various lingo used in the Florida homeowners insurance market.